Tier-1 Canadian Bank – Enterprise Portal & Compliance (NDA)

Legacy infrastructure suffered from slow loan application load times and high abandonment rates, while strict banking privacy regulations prohibited third-party cloud data exposure.

• The institution needed to modernise its legacy client onboarding portal to achieve sub-50ms latency across Canada while complying strictly with PIPEDA and financial compliance rules.
• High bounce rates on complex mortgage and commercial loan application flows due to heavy JavaScript bundles and slow server response times.
• Zero tolerance for data leakage: multi-tenant architecture required mathematical data isolation per user session with full real-time audit logging.

Engineered a Next.js Edge architecture with Postgres Row-Level Security (RLS) data isolation, zero layout shifts, and real-time field verification.

1. 1Architected a hybrid Next.js edge portal: critical customer journeys pre-render statically at edge nodes across North America, cutting TTFB to under 35ms.
2. 2Enforced bank-grade Row-Level Security (RLS) and cryptographic session isolation on all API routes and database queries.
3. 3Engineered a streamlined, accessible multi-step loan onboarding flow with real-time field validation and zero layout shifts (CLS 0.00).
4. 4Conducted rigorous third-party SOC 2 and PCI-DSS compliance audits and penetration tests with zero identified vulnerabilities.